How to accept credit cards for ebooks

Leva Duell

Here's how to accept credit cards online without a merchant account.

Summary of 3 popular payment methods.

1. Paypal

• No sign up fee.
• No monthly fees.
• Lowest transaction fees: 2.2%-2.9% of sales + $0.30 USD per transaction.
• The money goes into your account within approximately 4 business days.

Click here for more info.

2. 2checkout

• $49 sign-up fee.
• No monthly fees.
• Transaction fee: $0.45 per sale + 5.5% of sale amount.
• A more sophisticated shopping cart.
• A little more expensive.
• More secure than Paypal.
• Payment is electronically deposited directly to your personal or business bank account twice a month.

Click here for more info:

3. Clickbank

• $49.95 sign-up fee.
• No monthly fees.
• $1.00+ per transaction (depending on sale price) plus 7.5% of sales.
• Specializes in electronic products such as ebooks and software.
• Gives you additional exposure through its built-in affiliate program.
• Process credit cards and online checks.
• Transaction fee: $0.45 per sale + 5.5% of sale amount.
• For downloadable products only (such as electronic books or software).
• Process credit cards and online checks.
• You receive additional exposure through free listing on their website and through the search facilities of other websites.
• You have your own built-in affiliate program. You decide what commission you would like to pay your affiliates.
• You get a check in the mail from clickbank every 2 weeks.

Click here for more info

4. PayDotCom.com

• No signup fee - Get a free account to sell your products. If you want to add additional products, there's a one time $29 lifetime activation fee to sell unlimited products.
• $1 to $3 per transaction. No % of sales.
• Sell physical products, digital products, and monthly billing (subscriptions and memberships).
• Built-in affiliate program with affiliate tools.
• Pays instantly through payment processors like PayPal and StormPay.
• No pre-approval needed to sell your products.
• No maximum dollar amount.
• Ad tracking.

Click here for more info

If you have a merchant account:

Here's one of the best systems for taking payments online. It's a more professional option with a sophisticated shopping cart that requires a merchant account.

1shoppingcart

• I am using 1shoppingcart myself.
• You can either use your own merchant account or you can use Paypal.
• Fees start at $29/mo. Or pay $299/yearly and save 15%. Check the trial package for $3.95/mo. (Remember that this fee does not include your merchant fees)
• Features include: unlimited autoresponders, broadcasting, client database, ad tracking, and more.
• Great phone support.

Click here for more info

About the Author:

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How to Accept Credit Cards Without a Merchant Account